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Your Local Family-Owned Independent Insurance Agency

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Google Reviews

  • The Braggs are easy to work with and very reasonable.

    Diane K.

  • Working with the Bragg’s has been a true pleasure. They were able to cover all my unique insurance needs both quickly and cost effectively.

    5 -Stars

    Matthew Jahn

  • Can’t tell you how happy I was to receive a recommendation for Bragg Insurance. They have met all of my expectations. They answered all my questions and actually returned calls/emails so quickly. I will definitely be telling all my friends and family about this awesome agency.

    5-Stars

    Beverly Owens

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Serving All of Central Indiana

Located in Central Indiana, Bragg Insurance Agency is a family owned independent insurance agency. This is a great advantage to you! When you become a Bragg Insurance client, you will receive both great hometown family service along with access to some of the industry's best insurance companies. As an Independent agency, we don't actually work for the insurance companies, We Work For You!

About Us

The Bragg Insurance Blog

Bragg Insurance Blog
Changing Times
Changing Times

Everything is more expensive now. Is your insurance keeping up with the changing times?

Why Homeowners Insurance Companies Perform Post-Closing Home Inspections
Why Homeowners Insurance Companies Perform Post-Closing Home Inspections

When you purchase a homeowners insurance policy, you might think the process is complete once you’ve signed the application and your coverage is bound. However, most insurance companies nowadays conduct post-closing home inspections within the first 30–60 days of coverage. These inspections are a standard part of the underwriting process, designed to ensure the property meets the company’s safety and maintenance standards.

Top 5 Roofing Materials: Durability, Value & Storm Protection
Top 5 Roofing Materials: Durability, Value & Storm Protection

Your roof is your home’s first line of defense — especially here in Indiana, where storms, hail, and heavy winds can do serious damage. Here’s my ranking of the Top 5 roofing materials, including a score of how they hold up in a storm.

Teen Drivers & Rural Roads: What Every Parent Should Know
Teen Drivers & Rural Roads: What Every Parent Should Know

At Bragg Insurance Agency, we care about protecting our families, friends, and neighbors—especially our newest drivers hitting the road for the first time. If your teen is learning to drive or has recently received their license, there’s something you should know: rural roads can be deceptively dangerous.

How Sheridan’s Growth Affects Your Insurance Rates
How Sheridan’s Growth Affects Your Insurance Rates

Sheridan is experiencing steady population growth with an increase from 2,665 residents in 2010 to over 3,250 in 2022. While growth brings new opportunities, it also impacts insurance rates in ways many you may not realize.

Whole-House Surge Protectors
Whole-House Surge Protectors

With Spring storm season upon us, protecting your home's electronics from power surges is essential, and a whole-house surge protector is the best way to do it. Unlike plug-in protectors that only cover individual devices, a whole-house unit safeguards your entire electrical system by blocking excess voltage at the main panel before it reaches your appliances.

New Rules for Roof Insurance: What Homeowners Need to Know in 2025
New Rules for Roof Insurance: What Homeowners Need to Know in 2025

In recent years, homeowners have faced significant changes in how insurance companies handle roof claims particularly concerning wind and hail damage claims. Many insurers are transitioning from offering Replacement Cost Value (RCV) to Actual Cash Value (ACV) settlements for roofs older than ten years when they are damaged by wind or hail. This shift has substantial implications for homeowners, affecting claim payouts and out-of-pocket expenses for the homeowner.

Are You Insuring Your Golf Cart/Recreational Vehicle Correctly? Here’s Why it Matters!
Are You Insuring Your Golf Cart/Recreational Vehicle Correctly? Here’s Why it Matters!

Recreational vehicles like golf carts, low-speed vehicles (LSVs), utility terrain vehicles (UTVs), and all-terrain vehicles (ATVs) are becoming increasingly popular for both work and play. Whether you're cruising around a neighborhood, managing a farm, or exploring off-road trails, these vehicles serve different purposes and require proper insurance coverage. However, many owners assume that their homeowner’s policy or standard auto insurance will cover them—which is often not the case.

How Insurance Gives You Freedom to Live a Worry-Free Life
How Insurance Gives You Freedom to Live a Worry-Free Life

Insurance is one of those things we buy hoping we’ll never need to use. And when we don’t, it can feel like we’re paying for something that doesn’t give us anything in return. But the real value of insurance isn’t in how often you “use” it—it’s in the security and peace of mind it provides every single day.

Why Life Insurance is the Most Thoughtful Valentines’ Day Gift
Why Life Insurance is the Most Thoughtful Valentines’ Day Gift

Roses wilt. 🍫 Chocolate disappears. Teddy bears collect dust.

But you know what never fades?
The peace of mind that comes from knowing your loved ones are protected.

This Valentine’s Day, instead of the usual gifts, consider something truly meaningful—life insurance. It might not be as flashy as jewelry, but it’s a gift that says:
"I’ve got you, Always & Forever!"

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