

Serving All of Central Indiana
Located in Central Indiana, Bragg Insurance Agency is a family owned independent insurance agency. This is a great advantage to you! When you become a Bragg Insurance client, you will receive both great hometown family service along with access to some of the industry's best insurance companies. As an Independent agency, we don't actually work for the insurance companies, We Work For You!
The Bragg Insurance Blog
At Bragg Insurance Agency, we care about protecting our families, friends, and neighbors—especially our newest drivers hitting the road for the first time. If your teen is learning to drive or has recently received their license, there’s something you should know: rural roads can be deceptively dangerous.
Sheridan is experiencing steady population growth with an increase from 2,665 residents in 2010 to over 3,250 in 2022. While growth brings new opportunities, it also impacts insurance rates in ways many you may not realize.
With Spring storm season upon us, protecting your home's electronics from power surges is essential, and a whole-house surge protector is the best way to do it. Unlike plug-in protectors that only cover individual devices, a whole-house unit safeguards your entire electrical system by blocking excess voltage at the main panel before it reaches your appliances.
In recent years, homeowners have faced significant changes in how insurance companies handle roof claims particularly concerning wind and hail damage claims. Many insurers are transitioning from offering Replacement Cost Value (RCV) to Actual Cash Value (ACV) settlements for roofs older than ten years when they are damaged by wind or hail. This shift has substantial implications for homeowners, affecting claim payouts and out-of-pocket expenses for the homeowner.
Recreational vehicles like golf carts, low-speed vehicles (LSVs), utility terrain vehicles (UTVs), and all-terrain vehicles (ATVs) are becoming increasingly popular for both work and play. Whether you're cruising around a neighborhood, managing a farm, or exploring off-road trails, these vehicles serve different purposes and require proper insurance coverage. However, many owners assume that their homeowner’s policy or standard auto insurance will cover them—which is often not the case.
Insurance is one of those things we buy hoping we’ll never need to use. And when we don’t, it can feel like we’re paying for something that doesn’t give us anything in return. But the real value of insurance isn’t in how often you “use” it—it’s in the security and peace of mind it provides every single day.
Roses wilt. 🍫 Chocolate disappears. Teddy bears collect dust.
But you know what never fades?
The peace of mind that comes from knowing your loved ones are protected.
This Valentine’s Day, instead of the usual gifts, consider something truly meaningful—life insurance. It might not be as flashy as jewelry, but it’s a gift that says:
"I’ve got you, Always & Forever!"
Have you noticed your home insurance premium creeping up lately? You’re not alone. Across Indiana—and the entire country—homeowners are seeing higher rates than ever before. But why is this happening, and more importantly, what can you do about it?
Renters insurance may be the most underrated yet essential types of insurance coverage available. Many renters mistakenly assume their landlord’s insurance policy protects their belongings, but this is not the case. Your landlord’s insurance typically only covers the physical structure of the building, leaving tenants responsible for their personal property and liability.
So, what does renters insurance actually cover? Let’s break it down.
Insurance is an essential part of financial planning. It providing peace of mind and protection against life’s unforeseen events. However, the cost of insurance can strain your budget. Along with everything else, inflation is causing insurance rates to rise. The good news is that you can save on insurance without compromising the quality of your coverage. Here are some tips to help you save: