Terms and Conditions (T&C): 

Effective Date: 4-7-2025

Welcome to www.bragginsurance.com ("the Website"), operated by Bragg Insurance Agency ("we," "our," "us"). By accessing or using our Website, or by opting in to receive communications from us, you agree to comply with and be bound by the following Terms and Conditions ("Terms"). Please read these Terms carefully before using our Website.

If you do not agree to these Terms, please do not use our Website.

Use of the Website

The content on our Website is for general information purposes only and is not intended as professional advice or as an offer to sell any product or service. Insurance coverage availability, terms, and conditions are subject to underwriting approval and applicable laws.

You agree to use the Website lawfully and refrain from:

  • Violating any applicable laws or regulations

  • Infringing on our intellectual property rights

  • Attempting to gain unauthorized access to our systems

  • Transmitting any harmful or malicious code

    No Guarantee of Coverage

Submitting information through our Website does not guarantee that coverage will be bound. Coverage is not in effect until confirmed by Bragg Insurance Agency or the insurance carrier, with appropriate documentation provided to you.

For immediate assistance with your insurance needs, please contact us directly.

Communications and Messaging Policy

By providing your contact information, you consent to receive communications from Bragg Insurance Agency, including:

  • Insurance policy updates

  • Promotional offers

  • Reminders and educational content

  • Occasional surveys or customer service follow-ups

Message frequency may vary, but you can generally expect to hear from us no more than 4–6 times per month, depending on your relationship with us and any active promotions.

Message and data rates may apply, depending on your mobile carrier.

To manage your preferences:

  • Text HELP to 317-758-5828 for assistance, or email us at info@bragginsurance.com

  • Text STOP to unsubscribe from text messages at any time.

  • You can also unsubscribe from emails by clicking the "unsubscribe" link at the bottom of any marketing email.

Your consent to receive marketing messages is not a condition of purchasing any goods or services.

Intellectual Property

All content on our Website, including text, graphics, logos, images, and software, is the property of Bragg Insurance Agency or its content suppliers and is protected by applicable intellectual property laws. Unauthorized use, reproduction, or distribution of our content is prohibited.

Third-Party Links

Our Website may contain links to third-party websites for your convenience. We do not control these websites and are not responsible for their content, privacy practices, or terms of use. We encourage you to review their policies before using their services.

Disclaimer of Warranties

We provide the Website "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that the Website will be uninterrupted, error-free, or free of viruses or other harmful components.

Limitation of Liability

To the fullest extent permitted by law, Bragg Insurance Agency shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of, or inability to use, our Website or its content.

Indemnification

You agree to indemnify, defend, and hold harmless Bragg Insurance Agency, its officers, employees, and agents from any claims, damages, losses, liabilities, or expenses arising out of your use of the Website or violation of these Terms.

Changes to These Terms

We reserve the right to update or modify these Terms at any time without prior notice. Any changes will be posted on this page with an updated effective date. Continued use of the Website after changes constitutes your acceptance of the new Terms.

Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Indiana, without regard to its conflict of law principles.

Contact Us

If you have any questions about these Terms and Conditions, please contact us:

Bragg Insurance Agency
Email: info@bragginsurance.com
Phone: 317-758-5828
Mailing Address: 3901 W State Road 47, Suite 14, Sheridan, IN 46069