Teen Drivers & Rural Roads: What Every Parent Should Know

At Bragg Insurance Agency, we care about protecting our families, friends, and neighbors—especially our newest drivers hitting the road for the first time. If your teen is learning to drive or has recently received their license, there’s something you should know: rural roads can be deceptively dangerous.

The Hidden Risks of Rural Roads

Did you know rural roads account for 68% of fatal crashes involving teen drivers? It’s a surprising statistic, but when you consider the pot holes, winding roads, blind curves, and steep hills, it make sense. Add in limited visibility and unpredictable hazards like wildlife or farm equipment, it becomes easy to see why these roads require extra caution.

Even more alarming, emergency response times on rural roads take nearly twice as long compared to urban areas. That makes prevention even more critical.

5 Safety Tips Every Teen Driver Should Know

Here are some essential reminders we encourage every teen (and parent) to review together before heading out on the road:

Be Prepared

  • Keep an emergency kit in the car

  • Always buckle up

  • Make sure your phone is charged

  • Let someone know your ETA

Maintain Your Vehicle

  • Check your tires and fluids

  • Keep headlights and windshields clean

  • Don’t drive with a low tank, fill up before long trips

Slow Down

  • Speeding is especially risky on unfamiliar rural roads

  • Arriving safely is more important than arriving quickly

Stay Alert

  • Continually Scan the road ahead

  • Watch for slow-moving vehicles, animals, and debris

Avoid Distractions

  • Keep your phone put away

  • Limit passengers until you’re more experienced

  • If you must use your phone, pull over in a safe location

Emergency Plan: What to Do If Something Goes Wrong

If your teen is ever in an emergency on a rural road, remind them to:

  • Stay calm and safely pull over

  • Turn on hazard lights

  • Call 911

  • Stay in the vehicle unless it’s unsafe

We’re Here to Help

We know that navigating teen driver safety can feel overwhelming. At Bragg Insurance Agency, we are here to guide your family through life’s big milestones, including your teen’s first time behind the wheel.

If you have questions about insuring a young driver or want to explore discounts for safe driving programs, reach out today. We’ll help you find coverage that gives you peace of mind. Contact us by phone or text at 317-758-5828 or you can email us at info@bragginsurance.com

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