Boat Insurance

When you are out on the water you want to have a safe experience, but operating a boat does come with some risks that could result in costly injuries and damages. Insurance could help cover you, your passengers, and your boat as well as other people and their property.

As an independent insurance agency, we access to several different companies and several different boat insurance coverages and programs.  Below are some coverages that we recommend that you consider when insuring your boat.

  • Total Loss Replacement — replaces insured's boat with a brand new one of similar make and quality

  • Disappearing Deductibles — reduces the deductible by 25 percent at each claim free renewal

  • Sign & Glide® coverage — Help comes to your customer if they're stranded on the water and need fuel, a jump, or tow with no out-of-pocket costs!

  • Propulsion Plus® coverage — provides coverage for the lower units of outboard motors, and the upper and lower units of inboard/outboard motors in the event of a mechanical breakdown, including those caused by wear and tear

  • Trailer Trip Interruption coverage — pays for meals, transportation and lodging if you have a trailer or tow vehicle breakdown or accident while towing your watercraft more than 100 miles from home

  • Replacement Cost Fishing Equipment — up to $10,000 for tackle, rods, and reels

  • Replacement Cost Personal Effects — protects the insured's personal items including cameras, clothes, cell phones, etc.

  • 24-hour Roadside Assistance — covers trailer and tow vehicle, even if tow vehicle is not insured with Progressive Insurance

  • Wreckage Removal coverage — Pays for any attempted raising, removal or destruction of the wreckage

  • Fuel Spill Liability — Coverage for unintentional oil or fuel spills that result in bodily injury or property damage

  • Medical Payments — includes coverage for water-skiers

Call or text us at 317-758-5828 to get a boat insurance quote or complete our online form and we will contact you as soon as possible.  

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